WavePay2.6.0 - App Store

Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service
WavePay, Mobile wallet application by WaveMoney enabling the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is one stop solution for all your payment needs:
. Send money to your family and friends using mobile number, including to those who are not on WavePay APP
. Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants etc.
. Top up or buy packs for your or your family and friends mobile.
. Pay your bills easily - Internet, Solar, Insurance, MFI loans etc.
. Link your bank or MPU cards and easily transfer funds in and out of the wallet easily.
Safe and Secure payments
. Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure.
. Set your PIN, which is a 4-digit number, It’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN
. Additional security of a 6-digit secret code for money transfer to people who are not on WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing a transaction ID and 6-digit secret code
Easy Cash-in and Cash-out services
. Easily Cash-in or Cash-out at your near Wave agent shops; more than 60,000 agents across the country are at your service all the time
. Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet
Easy Airtime top up and bill payments.
. Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number - ATOM, MPT, Ooredoo
. Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN etc.
. Make your loan repayments across 40+ partners including - Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga,, Advans, Alliance, VisionFund etc.
. Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance etc
. Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar
. Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness etc.
Fast and reliable payments at Online stores
. Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery.
. Order your favorite food or groceries on FoodPanda and pay using the WavePay app
Book Hotels & Tickets for Bus, Flights
. Domestic or international; One-way or Round trip - Book your flight tickets on FlyMya, AirKBZ etc and make payments with your WavePay wallet.
. Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates.
. Book hotels before you travel - Memories Hotel, Memories Travel, Balloons Over Myanmar, etc.
. Make hassle-free payments for your groceries, medicines, electronics and clothing purchases by scanning Wave QR at 200,000+ merchants.

Contact Us
. WaveMoney Call Centre is available every day 8 AM-10 PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers
To become a business partner, agent? E-mail us at business@wavemoney.com.mm or call our call-center

Version History Smarter Registration & Verification: Experience a smoother sign-up process with our new smart-capture tools for ID and selfie detection.
Transparent Feedback: Receive clear reasons and guidance on how to correct your details if you need to resubmit.
Smart Profile Update: Easily keep your account up to date with a user-friendly flow for editing profiles and adding missing information.
Enhanced Support & Navigation: Find answers faster with an improved FAQ layout.
QR Scanner Upgrade: Now allows manual input of alphanumeric merchant references.
Enhancements & Bug Fixes: Continuous improvements and bug fixes to ensure the app runs smoothly. 2.6.0 Jan 28 Wave Zay Sine: Explore our newest feature for an improved and seamless experience.
Bank Transfer In/Out UI/UX Enhancement: Enjoy a more intuitive and user-friendly interface.
Selfie Camera Button Enhancement: Enhanced usability for a smoother selfie verification process at the registration.
Enhancements & Bug Fixes: Fixed minor bugs in Inbox and Notifications. 2.5.0 10/20/2025 An update designed to make your experience faster, smarter and more secure.

Smarter Inbox:
Your messages are now neatly categorized and clickable making it easier to find what matters.

Enhanced Cash In/Out:
A smoother, faster experience for cashing in and out via bank accounts, with fewer taps and improved UI/UX.

Secure PIN Update:
Enjoy a consistent and refreshed design when updating or changing your PIN. 2.4.3 09/03/2025 Fixed a crash issue related to the QR Scanner.

Addressed the “Invalidated Deleted Object” crash.

Fixed a crash on the Landing Screen.

Fixed a camera view crash caused by image resizing. 2.4.2 07/04/2025 Thai Language Support
Updated MMQR Logo on the splash screen and scanner screen
Fee Deduction Feature when payments are made to Gov MMQR merchants
Enhanced Registration UI
Wave Shop Map Integration
Various Technical Fixes 2.4.1 06/16/2025 - Chinese Language Support: Enjoy a smoother experience with the addition of Chinese language support.
- Enhanced Promotions: Improved awareness and visibility for ongoing promotions.
- Simplified Registration: A revamped user registration process for effortless onboarding.
- Better QR Scanner: Optimized QR code scanning for faster and more accurate performance.
- Technical Improvements: General updates for improved app stability and performance. 2.4 01/18/2025 - Improved Wallet Security - Easy setup and know your devices
- Transaction History - See sender/recipient names and notes
- UX Improvement - Tap to clear prefilled amount in Send Money and Clear Maintenance Message
- Balance with decimal - know your balance accurately 2.3.1 10/31/2024 Send Money: Easier than ever!
Topup: Two-tap top-ups, exclusive packs, and more!
Transaction History: Never miss a detail.
Wallet Security: Secure device switching.
Tutorial: Updated for a smoother experience
Production fixes 2.2.1 05/13/2024 Send Money: Easier than ever!
Topup: Two-tap top-ups, exclusive packs, and more!
Transaction History: Never miss a detail.
Wallet Security: Secure device switching.
Tutorial: Updated for a smoother experience 2.2.0 04/27/2024 Biometric Login:
1. Log in effortlessly using biometric authentication.
2. Make secure payments without manual PIN entries.
3. Optional feature; switch back to PIN authentication anytime.

Insufficient Balance Prompt:
1. Get alerted when your balance is low.
2. Encourages timely cash inflow into Wave Pay.

Enhanced Security and UX:
1. Improved account security for payments, biometrics, and KYC.
2. Streamlined user journey for a better experience. 2.1.0 01/16/2024 Display User Name in Recent
Display Bank Names and MPU Transaction in Recent
Display Enter Recipient in Send Money
Mute transactional sound on the device's silent mode
Registration improvement for missing info users
Performance, security, analytics, and crash fixes 2.0.1 11/01/2023 We are super excited about this update and eagerly waiting for you to try it out!
- New Fresh look - Improved user experience
- More popular billers added.
- Recent transactions section - view and repeat recent transactions easily.
- New profile section – Manage your account efficiently.
- Selfie feature. 2.0.0 09/14/2023 • Recipient's Name - You can now see the recipient’s name when you are about to send money to other wave accounts and ensure the transfer to the correct person.
• Note - Add a note when you send money but only saving, the recipient will see it in future releases
• Receipts - All your 'Send Money' receipts will be automatically saved to the WavePay album for your future reference. 1.2.0 12/07/2022 We've updated User Level Names, Level 1 to Basic. 1.1.9 10/25/2022 We are excited about this update and waiting for you to try it out

~ Easy cash-in via MPU cards
~ Receive app-notifications
~ You can now add money into your WavePay using your MPU cards also along with cash in through agents or Yoma Flexi account
~ You will also receive app notifications when you send/receive money or upgrade your level etc..
~ Allowing linking and unlinking bank accounts with WavePay account only after 7 days
~ Minor enhancements and improvements for user experience for transaction history, PIN Management, Bank Linage and Settings
~ Performance and security improvements 1.1.8 09/16/2022 One Wallet One Device
- Approval for device authorization to set the primary device
- Once Authorization has been finished, One WavePay Account can login to one device only
- Authorized device will get the login requests from different devices when someone tries to login (Without your approval, fraudster cannot login even though he accidentally knew OTP and PIN)
CB Bank Integration
- Link/unlink CB Bank
- Transfer in and out between WavePay Account to CB Bank Account 1.1.7 01/10/2022 ~ In this new version, you can make an interactive bill payment to Telenor Broadband and Canal+
~ Improved app security
~ Bug fixes and enhancements 1.1.6 12/08/2021 ~ In this new version, you can make an interactive bill payment to Yoma Micro Power, Solar Home, and QuicKyat
~ Improve user experiences on dark mode
~ Fixed dark mode issue
~ Bug fixes 1.1.5 12/07/2020 ~In this new version, you can now link your Yoma Bank SMART account with WavePay instantly. With the upgraded app, you can transfer money to/from the Wave wallet quickly and securely.
~Bug fixes. 1.1.4 09/24/2020 In this new version, you will be able to link your Yoma Bank SMART account with WavePay instantly. With technical improvement, you can perform transferring e-money to/from the Wave wallet fast and secure. 1.1.3 09/14/2020 Here are couple of the enhancements you’ll find in the latest update:

- New wallet size
- New monthly limit
- New daily limit 1.1.2 04/23/2020 New Features :

Onboarding screens
Login flow (If version upgraded, starting page will be login screen. For new app, starting page will be Welcome Onboarding screen)
Login will be valid for 30days
Offers and Promotions screen 1.1.1 03/16/2020 Book flights and play games within the WavePay Application!

The latest version enables users to:
- Book domestic and international flights in the app through our partnerships with FlyMya and Oway.
- Purchase tickets to concerts, festivals and prominent events
- Enjoy an enhanced experience from minor bug fixes and other feature improvements. 1.1.0 10/11/2019 - Bug fix for KYC upgrade and OTP error
- Other minor bug fix 1.0.9 10/01/2019 - New PIN Reset Flow
- Additional screen for profile data
- Minor bug fixes 1.0.8 09/04/2019